FixHealthCarePolicy

Why can't I shop insurance across state lines? Why can't it be packaged like Auto Insurance?
These are true market features. If I am someone in my 20s I don't need the Cadillac of policies. If I smoke and am fat I should pay more just like someone that gets alot of speeding tickets and accidents. And we know that the evidence on all the "wellness" preventative care costs are not justified in what is spent vs. what treating most of the illnesses out there. If the companies were not mandated to carry some many things I may not need my cost would be reduced. There is no flexibility at the company level.

As my mother, 89yrs old, visits the hospital quite ofter, thus so must I, to follow her care. My observance is that from personal experience.

My mother had a room-mate - a Chinese woman, very sick with cancer, and the only visitor was her husband, neither spoke English. No relatives came to visit for three weeks. Why were they here, in the USA? Visiting .... or looking for medical care?
Perhaps they came here so she could have (free) quality medicine, not available to her in China.


We all know people who travel to the USA, to find themselves the emergency room of choice for medical services...some give birth so children are US citizens, and then all relatives young and old, attach themselves to social security # of the infant.

SUGGESTIONS-
... What needs to be addressed, is the sincerity and factual data of the individual and their motive of being cared for by the state.

... Costs may also be fraudulent... I found a "clerical error" of my mother's care by the hospital of over $36,000 including the "correct" $30.00 fee for an ice bag.

... Emergency room patients need to be held accountable for payment...SS# should be mandatory along with several picture ID's and like other countries, citizenship, a bank account and address (unless this is a tourist in an accident.)

... By increasing the number of people who can obtain private insurance, including privatizing medicare (get tax credits or vouchers to buy own insurance), the costs will go down because competition will go up and more people will be insured. Reigning in malpractice w/caps will decrease costs passed on to consumers by hospitals and doctors and encourage doctors to practice in high risk areas. All of these things are completely doable.


***
FOOTNOTE:
New Zealand, Australia, offer quality health care, but do not allow free health care - visitors are sent back to own countries asap. Only if you are a citizen, with proof of a bank account and address are you granted state-given health care.

http://www.tourism.net.nz/new-zealand/about-new...

"Health and Medical Insurance .... We strongly advise you to arrange your own health insurance.
New Zealand's public and private medical / hospital facilities provide a high standard of treatment and service but it is important to note these services are not free to visitors, except as a result of an accident."

what I find missing in most of the comments is personal responsibility and accountability of individuals. People choose to smoke. People choose to drive intoxicated. We are an obese generation. Our children are being diagnosed with diabetes. If we all took ownership of our own health and wellness, we could cut sick care costs in half. Our hospitals are forced to purchase beds, hoists, chairs etc to accommodate 400 pound, smoking, patients who are getting their second bypass surgeries because they failed to do what it takes to maintain their health. The medical community is filling our babies with unnecessary vaccinations that has been reported to contribute to the Autism epidemic. If we did our part, insurance and medical costs would decrease rapidly. Our legislators continue to be brain dead and follow the Socialistic, impractical, ignorant, inexperienced President like a pack of lemmings in pursuit of bankrupting our country financially, morally and spiritually. Our answer lies in the ballot box, if we can survive until the next elections.

Health Care for every One

Medical services have increased to a point where Citizens can no longer afford to pay the Insurance Premiums. By the same token it is too high for the Government to take over. It is my belief that Health Care services should be paid for by the working public, and the people who are on SSA and SSI. For the 46 ½ years that I worked I paid my own insurance. By the way at age 3 I became a victim of Polio. I have paid my way ever since I became employed. Why should the government pay for my health care? It is my body and I should take care of it.

Here is a suggestion on how to get a program started.

First: the government would put up $ 1,000,000,000 to get started. ****

Second: From every paycheck issued to every worker,and every SSA, SSI check there should be $2.50 deducted for one year.

This would get the program started. For every visit to the Doctor there would be a Co-Pay of an appropriate amount for service would be paid to the doctor. For emergency room treatment a larger Co-Pay would be needed.

After the program is up and running, Premiums for the program would be $ 2.50 per family member. No more than $ 20.00 for the family of four. These numbers could be adjusted after the program is up and running.

I am on Medicare and I go to the doctor of my choice and pay a co-pay accordingly.
All doctors and hospitals will be required to take payments offered by the plan.

I do not feel the Government should pay for my health care. It is my obligation to see that I take care of my body. I am the one that feeds my body and I should eat properly and use reasonably safe procedures when I am doing any thing risky.

The only thing standing in the way of this program getting started is the Insurance Company’s and their Stock holders. They have such a strong hold over the Government that there is no way a program of this nature will be started.

Just think how much better off the public would be if they had all the premium money to put into the economy. It is costing me $ 149 for my insurance plus $ 98.50 out of my SSA check.

Doctor’s fees should be controlled. After the doctor’s expense for his training has been re-cooped his fees should be readjusted. Yes he should get rewarded for the work he is doing but some fees are way out of line.

Hospital and doctors charges have got to be controlled.

What I have suggested is just that. All monetary suggestions are just that. It is a simple solution to a complex situation. SSA has worked for over 70 years, why shouldn’t the same type of program work for health care.

****We had money for Banks—Auto industry---and Wall Street


Frederick L. May Sr.
21702 43rd. Ave. Ct. E.
Spanaway, WA. 98387-6844
Health Care for every One

Medical services have increased to a point where Citizens can no longer afford to pay the Insurance Premiums. By the same token it is too high for the Government to take over. It is my belief that Health Care services should be paid for by the working public, and the people who are on SSA and SSI. For the 46 ½ years that I worked I paid my own insurance. By the way at age 3 I became a victim of Polio. I have paid my way ever since I became employed. Why should the government pay for my health care? It is my body and I should take care of it.

Here is a suggestion on how to get a program started.

First: the government would put up $ 1,000,000,000 to get started. ****

Second: From every paycheck issued to every worker,and every SSA, SSI check there should be $2.50 deducted for one year.

This would get the program started. For every visit to the Doctor there would be a Co-Pay of an appropriate amount for service would be paid to the doctor. For emergency room treatment a larger Co-Pay would be needed.

After the program is up and running, Premiums for the program would be $ 2.50 per family member. No more than $ 20.00 for the family of four. These numbers could be adjusted after the program is up and running.

I am on Medicare and I go to the doctor of my choice and pay a co-pay accordingly.
All doctors and hospitals will be required to take payments offered by the plan.

I do not feel the Government should pay for my health care. It is my obligation to see that I take care of my body. I am the one that feeds my body and I should eat properly and use reasonably safe procedures when I am doing any thing risky.

The only thing standing in the way of this program getting started is the Insurance Company’s and their Stock holders. They have such a strong hold over the Government that there is no way a program of this nature will be started.

Just think how much better off the public would be if they had all the premium money to put into the economy. It is costing me $ 149 for my insurance plus $ 98.50 out of my SSA check.

Doctor’s fees should be controlled. After the doctor’s expense for his training has been re-cooped his fees should be readjusted. Yes he should get rewarded for the work he is doing but some fees are way out of line.

Hospital and doctors charges have got to be controlled.

What I have suggested is just that. All monetary suggestions are just that. It is a simple solution to a complex situation. SSA has worked for over 70 years, why shouldn’t the same type of program work for health care.

****We had money for Banks—Auto industry---and Wall Street


Frederick L. May Sr.
21702 43rd. Ave. Ct. E.
Spanaway, WA. 98387-6844
Health Care for every One

Medical services have increased to a point where Citizens can no longer afford to pay the Insurance Premiums. By the same token it is too high for the Government to take over. It is my belief that Health Care services should be paid for by the working public, and the people who are on SSA and SSI. For the 46 ½ years that I worked I paid my own insurance. By the way at age 3 I became a victim of Polio. I have paid my way ever since I became employed. Why should the government pay for my health care? It is my body and I should take care of it.

Here is a suggestion on how to get a program started.

First: the government would put up $ 1,000,000,000 to get started. ****

Second: From every paycheck issued to every worker,and every SSA, SSI check there should be $2.50 deducted for one year.

This would get the program started. For every visit to the Doctor there would be a Co-Pay of an appropriate amount for service would be paid to the doctor. For emergency room treatment a larger Co-Pay would be needed.

After the program is up and running, Premiums for the program would be $ 2.50 per family member. No more than $ 20.00 for the family of four. These numbers could be adjusted after the program is up and running.

I am on Medicare and I go to the doctor of my choice and pay a co-pay accordingly.
All doctors and hospitals will be required to take payments offered by the plan.

I do not feel the Government should pay for my health care. It is my obligation to see that I take care of my body. I am the one that feeds my body and I should eat properly and use reasonably safe procedures when I am doing any thing risky.

The only thing standing in the way of this program getting started is the Insurance Company’s and their Stock holders. They have such a strong hold over the Government that there is no way a program of this nature will be started.

Just think how much better off the public would be if they had all the premium money to put into the economy. It is costing me $ 149 for my insurance plus $ 98.50 out of my SSA check.

Doctor’s fees should be controlled. After the doctor’s expense for his training has been re-cooped his fees should be readjusted. Yes he should get rewarded for the work he is doing but some fees are way out of line.

Hospital and doctors charges have got to be controlled.

What I have suggested is just that. All monetary suggestions are just that. It is a simple solution to a complex situation. SSA has worked for over 70 years, why shouldn’t the same type of program work for health care.

****We had money for Banks—Auto industry---and Wall Street


Frederick L. May Sr.
21702 43rd. Ave. Ct. E.
Spanaway, WA. 98387-6844
Health Care for every One

Medical services have increased to a point where Citizens can no longer afford to pay the Insurance Premiums. By the same token it is too high for the Government to take over. It is my belief that Health Care services should be paid for by the working public, and the people who are on SSA and SSI. For the 46 ½ years that I worked I paid my own insurance. By the way at age 3 I became a victim of Polio. I have paid my way ever since I became employed. Why should the government pay for my health care? It is my body and I should take care of it.

Here is a suggestion on how to get a program started.

First: the government would put up $ 1,000,000,000 to get started. ****

Second: From every paycheck issued to every worker,and every SSA, SSI check there should be $2.50 deducted for one year.

This would get the program started. For every visit to the Doctor there would be a Co-Pay of an appropriate amount for service would be paid to the doctor. For emergency room treatment a larger Co-Pay would be needed.

After the program is up and running, Premiums for the program would be $ 2.50 per family member. No more than $ 20.00 for the family of four. These numbers could be adjusted after the program is up and running.

I am on Medicare and I go to the doctor of my choice and pay a co-pay accordingly.
All doctors and hospitals will be required to take payments offered by the plan.

I do not feel the Government should pay for my health care. It is my obligation to see that I take care of my body. I am the one that feeds my body and I should eat properly and use reasonably safe procedures when I am doing any thing risky.

The only thing standing in the way of this program getting started is the Insurance Company’s and their Stock holders. They have such a strong hold over the Government that there is no way a program of this nature will be started.

Just think how much better off the public would be if they had all the premium money to put into the economy. It is costing me $ 149 for my insurance plus $ 98.50 out of my SSA check.

Doctor’s fees should be controlled. After the doctor’s expense for his training has been re-cooped his fees should be readjusted. Yes he should get rewarded for the work he is doing but some fees are way out of line.

Hospital and doctors charges have got to be controlled.

What I have suggested is just that. All monetary suggestions are just that. It is a simple solution to a complex situation. SSA has worked for over 70 years, why shouldn’t the same type of program work for health care.

****We had money for Banks—Auto industry---and Wall Street


Frederick L. May Sr.
21702 43rd. Ave. Ct. E.
Spanaway, WA. 98387-6844
Health Care for every One

Medical services have increased to a point where Citizens can no longer afford to pay the Insurance Premiums. By the same token it is too high for the Government to take over. It is my belief that Health Care services should be paid for by the working public, and the people who are on SSA and SSI. For the 46 ½ years that I worked I paid my own insurance. By the way at age 3 I became a victim of Polio. I have paid my way ever since I became employed. Why should the government pay for my health care? It is my body and I should take care of it.

Here is a suggestion on how to get a program started.

First: the government would put up $ 1,000,000,000 to get started. ****

Second: From every paycheck issued to every worker,and every SSA, SSI check there should be $2.50 deducted for one year.

This would get the program started. For every visit to the Doctor there would be a Co-Pay of an appropriate amount for service would be paid to the doctor. For emergency room treatment a larger Co-Pay would be needed.

After the program is up and running, Premiums for the program would be $ 2.50 per family member. No more than $ 20.00 for the family of four. These numbers could be adjusted after the program is up and running.

I am on Medicare and I go to the doctor of my choice and pay a co-pay accordingly.
All doctors and hospitals will be required to take payments offered by the plan.

I do not feel the Government should pay for my health care. It is my obligation to see that I take care of my body. I am the one that feeds my body and I should eat properly and use reasonably safe procedures when I am doing any thing risky.

The only thing standing in the way of this program getting started is the Insurance Company’s and their Stock holders. They have such a strong hold over the Government that there is no way a program of this nature will be started.

Just think how much better off the public would be if they had all the premium money to put into the economy. It is costing me $ 149 for my insurance plus $ 98.50 out of my SSA check.

Doctor’s fees should be controlled. After the doctor’s expense for his training has been re-cooped his fees should be readjusted. Yes he should get rewarded for the work he is doing but some fees are way out of line.

Hospital and doctors charges have got to be controlled.

What I have suggested is just that. All monetary suggestions are just that. It is a simple solution to a complex situation. SSA has worked for over 70 years, why shouldn’t the same type of program work for health care.

****We had money for Banks—Auto industry---and Wall Street


Frederick L. May Sr.
21702 43rd. Ave. Ct. E.
Spanaway, WA. 98387-6844

My husband is a private practicing physician who owns his own practice. We KNOW government health care would be a diaster for our health choices, as well as chase out many outstanding private doctors. Already, we have heard of a young woman who is turning down her acceptance to medical school because she doesn't want to deal with the government. Look at the banks trying to get out of anything that ties them to the washington politics. Someone said it best when she mentioned let the government first fix what they already have, and if they do a great job with medicade and medicare, maybe we will listen. I heard, and am not sure, that Obama already has the insurance companies on his side, promising them sign ups. This will also lower private doctors returns, as they will just pay everyone less. This means less for patients ultimately. Less coverage. We really do not want private insurance companies and the government to be together in determining who gets what, either from a reimbursement standpoint, or from a health coverage stand point. That means doctors hands will be really tied! We want to help. Let us know how.

Federal employees seem to be happy with their health care, why cannot those who do not have insurance join in the same pool with Federal workers. I am willing to pay but major insurance companies rejected me because I am under their guide line such as too light for my hight, which is sill y most Asians have small bone and not heavy , or pre-existing condition which 20 years old, I have been quite healthy at mid 60's.

I think the first thing we as citizens who pay the bills should do is demand that whatever the legislators pass, it should apply to them also. They might think long and hard--especially those who are seniors and realize it will be they who will be among the rationed. Let them be subjected to the same rules as the rest of us.

Secondly, only the citizens of our country should be entitled to "free" medical treatments. I would wager much of our economic problems would be solved if we required "proof of citizenship" before treatment. Naturally, if it were an emergency, that would be different. Also, stop granting babies of non-Americans born in the U.S. citizenship. This encourages illegals to come here--and then they stay. Let's observe the law of the land!

We should have term limits and government employees should pay into and be part of the Social Security system. They should not be professional politicians. And then they should be part of the health system as everyone else--while in D.C. and after leaving D.C. Their only concern now is their reelection.

There are mixed messages being made. We hear that "if you like the insurance you have now, you can keep it." Does that include the Advantage Program for Seniors? I heard Tom Daschle say that would be the first thing he would eliminate, as it just makes the big insurance companies rich. And yet these companies took over Medicare because they could do a much better job of administration and even add more care, for less than when Medicare did it. We are very satisfied with our Advantage Program, and are very concerned about what we would have to pay if this were taken away from us. We are on a fixed income and this program has only the amount charged monthly by Medicare for Part B and automatically deducted from our Social Security check. And the drug program that is included with it is also very good. Why can't they leave the things that are good alone? Thank you!.

My concern is that we are taking my health care choices and the decisions regarding the choices I have made to now have the government take care of the choices I make.

To help people who are truly in need is one thing, but to take over the choices I make is wrong. There are obviously people who need the help that we give, but that does not mean that all of us have to take care of everybody.

Everyone seems to want to argue about whom is going to pay and how. Supply and demand are key ingredients in the pricing of any product or service. Why don't we spend money on increasing the number of medical professionals which would make health care more affordable for everyone. If we picked among the best and brightest students and allowed them to become doctors, nurses, and pharmacists we could increase the medical providers sigificantly by using just the $.5.5 Billion earmarked for ACORN to register fraudulent voters. Forgive the loans if the new doctors agree to practice for say five years in the areas that need them most. Supply and demand, plus getting the Government out of the medical business would go a long way to solving our problems.

Please consider developing brief examples, at the 10th grade level, on:
The process of cost acceleration for current insurance if the Gov. does as they plan.
The process of limiting treatment under the Gov. plan..
.The process of using the credits of Mr. Ryan's plan to purchase insurance.

Who are the people who don't have health care? I have heard that 10 Million are illegal immigrants,
10 million are young students/graduates who choose not to have health care at their age, and then the last 10 million or so are the poor without workplace care. Why not just insure the poor with the government and leave the rest of us alone. It can't be any more expensive that what they are trying to
do to us with gov't intervention. Anyone can go to a hospital today and get treated, I have known many people who are new arrivals to America and get free births, cancer surgery etc. Yes, they have to go to a large hospital but they do get treated. I have lived in the UK and no one can show me a better system than we currently have here. People must understand that if this goes through, they will not be treated for illnesses in time to prevent death or complications. After a certain age like 55, they flatly refuse to treat you, you are too old to require surgery, you will just die, with medication to ease the way.

I got your recording on my answering machine....
I DO NOT WANT ''ANY GOVERNMENT CONTROLS'' ON MY HEALTH CARE!!!!!!!!!!!!!!!!!